Share via

Paying for two microsoft accounts ?????

Kim Davis 0 Reputation points
2026-05-05T10:52:29.5433333+00:00

I had two payments of £84.99 and £104.99 come out of my bank today - (Ive checked on my subscription and investigate and it say )Microsoft (Personal and Family) I never asked for two to be set up and unsure how or who is using them ? not sure how long this has gone on for - only realized as went overdrawn in the Bank - can any one help please

Microsoft 365 and Office | Subscription, account, billing | For home | Windows
0 comments No comments

2 answers

Sort by: Most helpful
  1. Estrella721 36,555 Reputation points Independent Advisor
    2026-05-05T11:30:12.6366667+00:00

    Hi,

    I understand how concerning it is to see two charges like that, especially when you weren’t expecting them.

    First, please sign in to all your Microsoft accounts and check your subscriptions here:

    https://account.microsoft.com/services

    Look for any active Microsoft 365 plans that match the charges.

    If you don’t see them there:

    • It’s possible the subscriptions are linked to a different Microsoft account.
    • You may also want to check with a family member in case your card was used previously for their subscription.

    You can also follow this official guide from Microsoft to help identify the charge:

    https://support.microsoft.com/account-billing/how-to-investigate-a-billing-charge-from-microsoft-398c5328-364c-d5e4-ea8f-f5ad60562a93

    If you find the subscription, you can cancel it anytime by following this guide:

    https://support.microsoft.com/office/cancel-a-microsoft-365-subscription-46e2634c-c64b-4c65-94b9-2cc9c960e91b


    If it doesn’t work or you need further assistance, for your security and privacy, I recommend contacting Microsoft Billing Support directly, as this request involves personal or sensitive information that should not be shared in a public forum.

    Click this link: https://support.microsoft.com/contactus/

    Sign in to your Microsoft account.

    Select Microsoft 365 > Click 'Get home support'.

    Type "Chat with an agent" from the text field and press Enter.

    Click "Contact support" at the bottom.

    Select the product you need help with.

    Follow the prompts to connect with a live agent or request a call back.

    0 comments No comments

  2. Q&A Assist
    2026-05-05T10:52:43.89+00:00
    AI generated content. This question contains an answer created with AI from Q&A Assist. Learn more

    The two charges are most likely for separate Microsoft 365 subscriptions or for subscriptions on different Microsoft accounts that are both using the same payment card.

    Take these steps to identify and stop the extra payment and request a refund if appropriate:

    1. Check for duplicate or separate subscriptions
      1. Go to your Microsoft account Services & subscriptions page and sign in with the account normally used for Microsoft 365.
      2. Look for multiple Microsoft 365 subscriptions (for example, Microsoft 365 Personal and Microsoft 365 Family) or more than one subscription with similar names and different billing dates or prices.
      3. If there are two active subscriptions and only one is needed, select Manage on the one that should be cancelled and follow the steps to turn off recurring billing or cancel. For help if cancel is not available, see the guidance in Unable to cancel your Microsoft subscription.
    2. Investigate unrecognized charges and possible second account
      1. Go to the Manage your payments page of the Microsoft account dashboard and select Investigate next to the card that was charged. This will help identify which Microsoft account and which product each charge belongs to.
      2. If only one charge appears in that account’s order history but the bank shows two, there may be another Microsoft account (for example, created with a different email address or used by a family member) using the same card. Use Payment options → Investigate to search for other accounts using that card.
      3. Review the last few months of order history and bank statements to see how long both subscriptions have been billed.
    3. Typical reasons for “double” or unexpected charges
      • Two separate subscriptions were purchased (for example, one Microsoft 365 Personal and one Microsoft 365 Family, or two different renewal dates).
      • A family member or another account on the same card started a subscription.
      • A previously declined or late payment was successfully charged close to a regular renewal, making it look like two charges at once.
    4. Cancel the extra subscription and request a refund
      1. After identifying the unwanted subscription, cancel it or turn off recurring billing from Services & subscriptions. If cancellation is blocked because money is owed, pay any overdue amount first as described in Unable to cancel your Microsoft subscription.
      2. To request money back for recent duplicate or unwanted charges, follow the steps in How to get a refund on a Microsoft subscription (linked from the “See also” section of the cancellation article and from the Q&A answers in the context).
    5. If the issue cannot be resolved with the above steps
      • Contact Microsoft Support directly for billing help. Use the “Contact – Microsoft Support” or “support.microsoft.com/contactus” path described in the Q&A answers to reach a support agent, choose the Microsoft 365/Office category, and select a billing or subscription topic. A support agent can see account‑level billing details, confirm which accounts are being charged, stop the extra subscription, and review refund eligibility.

    If any of the charges are confirmed as unauthorized and not linked to any of your or your family’s accounts, also contact the bank to report them as fraudulent after completing the investigation steps above.


    References:

Your answer

Answers can be marked as 'Accepted' by the question author and 'Recommended' by moderators, which helps users know the answer solved the author's problem.